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Why do businesses need money? Start up costs Costs that have to be paid when setting up a new business. Usually these costs are paid out before the business starts to trade e.g. buying machinery/equipment refitting a factory/shop decorating advertising Running costs The regular costs of producing goods or services e.g. rent phone costs lighting insurance premiums wages raw materials Renewal costs Costs of repairing and replacing equipment and premises e.g. electrics maintenance costs refitting Expansion costs Costs involved in expanding the business e.g. New premises/or building costs Marketing New machinery Costs of recruiting new workers Developing a new product |